Smartlink Flexi Account Plus

Smartlink Rupiah Money Market Fund

SmartLink Cash Fund / Money Market Rupiah is designed to get a maximum investment return* with fund placements in Rupiah using high-quality short-term investment tools such as time deposit, SBI, and mutual funds. This investment offers a high-level security and preserves high liquidity by providing investment return. It is very well suited for a conservative investor who prefers stable investment gains and low investment risks.

* Investment returns depend on company investment performance and investment risks.

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Smartlink Rupiah Fixed Income Fund

SmartLink Fixed Income Fund Rupiah is designed to get an optimum investment return* with fund placements in Rupiah using short and mid-term investment tools such Deposito, SBI, and mutual funds, as well as long-term investment tools like bonds. This investment offers attractive investment gains with high level security and stability. It is suited for an investor who wants to get good long-term investment returns at moderate risk.

* Investment returns depend on company investment performance and investment risks.

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Smartlink Rupiah Balanced Income Fund

SmartLink Balanced Fund Rupiah is designed to get a maximum investment return* with fund placements in Rupiah using an optimum allocation with money market instruments, bonds, stocks and mutual funds. The allocation of funds is determined by Fund Managers and is subject to change on occasion. This offers good long-term investment returns at high risk.

* Investment returns depend on company investment performance and investment risks.

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Smartlink Rupiah Balanced Plus Fund

SmartLink Rupiah Balanced Plus Fund is designed to get a maximum investment return* with fund placements in Rupiah using an optimum allocation with money market instruments, bonds, stocks and mutual funds. The allocation of funds is determined by Fund Managers and is subject to change on occasion. This offers good long-term investment returns and with risk profile more aggressive than SmartlinK Rupiah Balance Fund.

* Investment returns depend on company investment performance and investment risks.

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Smartlink Rupiah Equity Income Fund

SmartLink Rupiah Equity Fund is designed to get a maximum investment return* with fund placements in Rupiah using money market tools such as time deposit, SBI, bonds and other money market instruments. The allocation of funds is determined by Fund Managers and is subject to change on occasion. This offers good long-term investment returns at high risk.

* Investment returns depend on company investment performance and investment risks.

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Benefits..

• This program available for you and your family start from age of 1 month until 70 years old with 100 years life protection coverage.
• Choose your type and amount of premium you want and make sure you pay it continuously. The longer time period of your payment, the bigger investment return you get.
• You can also pay Top Up anytime you want to increase your investment value with minimum Rp 1.000.000 no charge.

Tips for long term investment

• Consistently save and invest your income during your period of productivity.
• Create your best investment strategy and do it for long term.
• Set long term target of your investment. Where are you going 10, 20 or even 30 years from now?
• Choose your period of time? How long your money must grow before you use it. Do not forget to put in inflation rate.
• Divers your money into different investment type, known as asset allocation.
• Do your investment through the dollar cost averaging, by invest your money with the same amount continuously. With this strategy, you will get good average investment value.

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