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Individual Life Insurance

 

An important aspect of life insurance products is to provide you with a good savings scheme for your future. Under the careful supervision of Allianz professional financial planners, your savings will be safely maintained.

You and your loved ones’ will be protected against financial loss, and even better: As the time goes your savings will grow to help you get the good things you have always wanted out of life, such as good education for your children, overseas trips, or a secure pension fund.

Our Allianz Life Insurance plans that provide you with such protection and savings are:

> My Education
> My Future
> My Protection
> Interested?


> Download My Education Brochure (PDF, Bahasa, 320kb)


 

 

 

 

 


 

> Download My Future Brochure (PDF, Bahasa, 272 kb)

 

 

 

 

 

 

 

 

 

 

 

 

 


> Download My Protection Brochure (PDF,Bahasa, 258 kb)

My Education

Education Insurance for Your Children

For you who would like to provide good education for your beloved children, Allianz Life offers myEducation. This program guarantees that your plan will come true and ensures the best education for your childrens’ future.

myEducation is specially designed to cover education costs starting from elementary school, junior high school, high school to yearly university tuition fees up to the age of 23.

Benefits of My Education

 Education fund benefits of maximum 240% of the sum insured plus additional benefits

 Life insurance for the insured/parent amounting to 150% of the sum insured during premium payment period

 Term of premium payment until the child reaches the age of 18

 Should the insured person suffer loss of life during the premium payment period, the beneficiary need not pay the premium until the premium payment period expires

 Additional benefits will still be payable regardless of the living status of the insured

This plan can be further enhanced with Riders.

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My Future

Preparing a Perfect Future

Everyone is dreaming of having a bright future. Allianz provides a life insurance program, which guarantees you a secure future from the time of your retirement until you reach the age of 70. The money you receive can be used to enjoy your pension years and to fulfill any kind of need such as medical expenses or traveling with your family.

Benefits of My Future

 The option to decide retirement age (50, 55 and 60 years). You will receive cash when you reach the age of retirement in the amount of 100% of the sum insured

 Benefits during the retirement period, i.e. 12% of the Sum Insured payable yearly after you reach retirement age until you reach 69

 End of the period Benefits amounting 100% of the sum insured which you will receive when you reach the age of 70

 100% of the sum insured payable should the insured person die

 Free of further premium payment if the insured person dies during the premium payment period

 Guaranteed cash money, additional benefits and end of the contract will still be payable regardless of the living status of the insured.

This plan can be further enhanced with Riders.

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My Protection

Protection for the Future

This is a whole life insurance protection program especially designed for those who seek financial security and peace of mind in the future. The available funds can be used by your family if something happens to you which results in your inability to provide financial support for the family.

Benefits of My Protection

 Death benefit of 100% of the sum insured plus additional benefits are paid if the insured person dies before attaining the age of 100.

 Maturity benefit or end of the period insurance in the amount of 100% of the sum insured plus additional benefits will be paid should the insured reach age 100.

This plan can be further enhanced with Riders.

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SMARTLIFE

This is a special insurance for those who need short term insurance protection. The available funds can be used to cover financial needs of the family in the future should a misfortune happen to you.

Benefit of SmartLife

Death benefit 100% of the sum insured payable in the event of the death of the insured

This plan can be further enhanced with Riders.

 

 

Rider

Riders are additional insurance that you can choose as you need for getting maximum protection from your Allianz insurance.

The available riders for traditional Life Insurance Plans are:

Riders that can be added on top of your basic insurance plan

Critical Illness Plus (CI +)

This offers protections against 38 critical illnesses. If you for are for the first time diagnosed to have one or more these 38 critical illnesses Allianz will pay 100 % of your sum assured under CI+. Critical illnesses are for example heart attack, stroke, and cancer.

Accidental Death & Disablement Benefit (ADDB)

Nobody expects accidents to happen. But we all know they do happen.
This rider offers you additional coverage for death and disablement caused by accident. Allianz pays 200% of the sum assured upon accidental death and a certain percentage if inner organs or body parts are defected because of an accident. 

Total Permanent Disability (TPD)

This offers protections againts total permanent disability couse by accident or sickness. Your Policy will continue untill end of insurance term.

Waiver of Premium (WOP)

Exemption from premium payments if the policyholder has an accident or sickness that is causing total permanent disability and loss of income.

Waiver of Premium Plus (WOP+)

Exemption from premium payments if the policyholder has an accident or sickness that is causing total permanent disability or critical illnesses.

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Interested?

If you need further information on our products, please:

> See How to Buy
> or contact the address stated at the right side above
 



Individual Life Contact

> Individual Life
Customer Care
Tel: (021) 3000 3455
Fax: (021) 3000 3400
Contactus@allianz.co.id

> Free call back service

Special program

> Get a special premium discount for Flexi-Violet Package

> Free overseas trip for Allianz customer

Others information

> How to buy