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Allianz Indonesia Microinsurance Product

Allianz currently offers two microinsurance schemes:

  • TAMADERA - 5-years micro-endowment plan
  • Payung Keluarga – Group Credit Life Insurance for microcredits

> Download - Tamadera
   Insurance Brochure

   (PDF, English, 134kb)

TAMADERA – Building a prosperous future

> 5-years group insurance plan

> combines savings and insurance protection (Life and Critical Illness)

> Adequate for members/customers/employees of
   1. microfinance institutions, e.g. cooperatives, BPR
   2. employers with large blue collar workforce
   3. associations
   4. foundations and NGOs

> Entry age is 17-50.


> TAMADERA is a group insurance scheme. It cannot be bought on an
   individual basis from Allianz branches, Allianz agents etc. 

> Premium and benefits illustration in Rupiah :

Illustration

Weekly

Weekly

Monthly

Monthly

Premium

10.000(min)

100.000 (max)

40.000 (min)

400.000 (max)

Life Insurance Benefits

2.500.000

25.000.000

2.400.000

24.000.000

Critical Illness Benefit

2.500.000

25.000.000

2.400.000

24.000.000

Maturity benefit after 5 years (if no claim)

2.500.000

25.000.000

2.400.000

24.000.000

> Critical Illneses covered
   1. Cancer
   2. Stroke
   3. Heart attack
   4. Kidney failure
   5. Major burns

Advantages

100% premium cash back at maturity in case of no claim (=
   maturity benefit)
> Maturity benefit is free to use for any purpose, for example to
   finance children’s education costs
> No administration charges
> No medical check-up needed for joining
> Spouses can also join TAMADERA (with a separate membership)
> Appealing membership certificate for all insured
> Premium and benefits can be adapted to your organizations needs.
   Our microinsurance team will be happy to assist you with any
   customization needed.

 

 

 

Payung Keluarga

> Download Brochure
   Payung Keluarga

   (PDF, English, 80kb)

Payung Keluarga – Group Credit Life Insurance (Microinsurance)

> If the loan taker dies due to any reason then the outstanding loan
   balance will be paid by Allianz.

Adequate for
> Microfinance Institutions, e.g. Coopratives, BPRs, Venture Capital
   Companies, Microfinance units of commercial banks.

Payung Keluarga is a group insurance scheme.
It cannot be bought on an individual basis from Allianz branches, Allianz agents etc.

Advantages

> Highly flexible
> Additional benefits are possible, e.g. additional payouts (santunan
   duka) to the family (see illustration below)
> Coverage of debtor’s spouse possible (joint-life)
> Available on conventional and syariah basis
> Same premium for all ages 17-60
> Simple administration

> Premium and benefit illustration in Rupiah :

Loan

Loan Term

Benefit 1

Benefit 2

Single Premium

500.000

6 months

1.000.000

Remaining installments are waived

3.000

1.000.000

12 months

2.000.000

Remaining installments are waived

12.000

2.000.000

12 months

4.000.000

Remaining installments are waived

24.000

The above illustrates only one of many possible variations. Our microinsurance team will be happy to adapt Payung Keluarga to your organization’s needs.

 

 

Interested?

Please contact our microinsurance contact person (see above right)

 

 

Microinsurance Contact

Edi Yoga Prasetyo
Tel: (021) 2926 8888
Fax: (021) 2926 8080
yoga.prasetyo
@allianz.co.id

Yosephina Elliana
Tel: (021) 2926 8888
Fax: (021) 2926 8080
Yosephina.Elliana
@allianz.co.id

More information

> Learn more about Allianz microinsurance